Travel insurance is your safety net when exploring the world. While we all hope for perfect trips, unexpected medical emergencies, flight cancellations, lost baggage, or trip disruptions can happen to anyone. A single medical emergency abroad can cost lakhs of rupees - travel insurance ensures you're financially protected and get immediate assistance when you need it most.
For international travel, many countries including all Schengen nations (Europe), require mandatory travel insurance with minimum €30,000 medical coverage for visa approval. Even countries that don't mandate it - like USA, UK, Dubai, Thailand - strongly recommend insurance as medical costs can be astronomical without coverage. In the USA, a simple doctor visit can cost $200-500, and hospitalization can run into thousands of dollars per day.
Beyond medical coverage, travel insurance protects your financial investment in the trip. If you need to cancel due to family emergency, illness, or natural disasters, insurance reimburses your non-refundable flight and hotel costs. Lost baggage, delayed flights, missed connections, passport loss - all covered. With 24/7 multilingual helpline support in 180+ countries, help is just a phone call away. Travel smart, travel insured!
Emergency hospitalization, doctor visits, ambulance, medical evacuation up to $100,000
Get refund if trip cancelled due to illness, family emergency, natural disasters
Lost, stolen, or delayed baggage compensation up to ₹50,000
Coverage for accidental damage to third-party property or injury
Per person/7 days
Best for: Budget travelers, short trips
Get QuotePer person/15 days
Best for: Family travelers
Get QuotePer person/30 days
Best for: Senior citizens, luxury travelers
Get Quote*Prices are indicative for international travel. Custom plans available for families, seniors, and specific destinations.
Medical emergencies abroad can cost lakhs - insurance saves you from financial burden
Many countries (Schengen, USA) require mandatory travel insurance for visa
Trip cancellation due to unforeseen events - get your money back
Lost passport or baggage replacement assistance
Natural disasters, political unrest - emergency evacuation covered
24/7 multilingual helpline for any travel emergency
Cashless hospitalization network in 180+ countries
Personal accident coverage protects your family financially
It's mandatory for Schengen countries (Europe), and highly recommended for all international travel. Countries like USA, UK, Canada, and UAE don't mandate it but medical costs can be extremely high without insurance. Even for domestic travel, insurance helps with trip cancellations and medical emergencies.
Travel insurance typically covers: Medical emergencies and hospitalization, trip cancellation/interruption, lost/delayed baggage, flight delays/cancellations, passport loss, personal accident, emergency evacuation, and 24/7 assistance. Coverage varies by plan - read policy documents carefully.
Ideally, purchase travel insurance immediately after booking your trip. This ensures you're covered for trip cancellation due to pre-departure emergencies. Insurance can be bought up to 24 hours before departure, but earlier is better for full benefits.
Yes, most travel insurance plans now cover COVID-19 related medical expenses and trip cancellations. However, coverage details vary - some exclude it if you're already infected at the time of purchase. Always check policy wording and COVID-specific inclusions.
Common exclusions: Pre-existing medical conditions (unless declared and premium paid), injuries from extreme sports (unless add-on purchased), self-inflicted injuries, drug/alcohol-related incidents, war/terrorism in high-risk zones, and travelling against government advisory.
In case of emergency: 1) Inform insurance company immediately via helpline, 2) Keep all medical bills, police reports (for theft/loss), flight delay certificates, 3) Fill claim form with required documents, 4) Submit within specified time (usually 15-30 days post-trip). Cashless claims available for network hospitals.
Yes, but premiums are higher due to age-related health risks. Most insurers cover up to 70-85 years. Pre-existing conditions must be declared - some insurers exclude them, others charge extra premium. Medical check-up may be required for seniors above 60-70 years.
Yes, most insurers allow policy extension if you decide to extend your trip. However, extension must be requested before the original policy expires and you must not have filed any claims. Extension premium will be charged based on additional days.
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